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Health Directory, A Directory Dedicated to HealthArticle Details

Divorce: Keeping Your Health Insurance
Date Added: December 15, 2008 03:24:00 PM
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Your health is important, no matter what your situation. If you are going through a divorce, your health is extremely important during this stressful time, and to ensure continued health care coverage, you need to understand the rules surrounding divorce and health insurance. You may or may not know how divorce can change your life until you go through it yourself. However, there is one important aspect that you may not think about when planning your life afterwards. When you get divorced your heath insurance can become threatened. If your spouse is the main breadwinner and gets the insurance for the family through work, you could get taken off the coverage. However, there are two laws that were passed by the federal government to keeps its divorced citizens safe after their divorce with their health insurance, at least temporarily. These two laws are the Consolidated Omnibus Budget Reconciliation Act (COBRA) and the Health Insurance Portability and Accountability Act. These acts can protect divorced citizens from their spouse by either preventing the spouse with the insurance from dropping the other person, or allowing the uninsured spouse to keep the health care, but pay their own premium. Under COBRA a person may use their spouse’s health insurance for 36 months after the divorce. Keeping your health insurance is extremely important, especially if you are a single parent or have preexisting health conditions. To Learn More about Health Issues If you would like more information about health insurance or other health issues contact www.healthdirectoryforyou.com today.
 
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